/* MortgageBySarah authority-site layer */
:root{--ink:#252323;--muted:#6f6966;--paper:#fbf8f6;--panel:#f3eeeb;--mauve:#9b5fa0;--mauve-dark:#6e3f72;--gold:#b08a46;--line:#e1d9d5;--white:#fff;--shadow:0 18px 55px rgba(43,43,43,.09)}
html{scroll-behavior:smooth} body{background:var(--paper)!important}.authority-wrap{max-width:1160px;margin:0 auto;padding:0 24px}.authority-nav{box-shadow:0 1px 0 rgba(0,0,0,.07)}.authority-hero{padding:86px 0 68px;background:linear-gradient(135deg,#272426 0%,#3e343d 52%,#6e3f72 150%);overflow:hidden}.authority-hero .kicker,.kicker{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold)}.authority-hero h1{font-size:clamp(2.8rem,6vw,5.4rem);line-height:.98;color:#fff;max-width:850px;margin:14px 0 24px}.authority-hero p{font-size:1.18rem;line-height:1.7;color:#eee6eb;max-width:720px}.authority-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.authority-btn{display:inline-block;padding:14px 22px;border-radius:3px;font-weight:700}.authority-btn.primary{background:var(--mauve);color:white}.authority-btn.secondary{border:1px solid rgba(255,255,255,.5);color:white}.authority-btn.light{border:1px solid var(--line);background:#fff;color:var(--ink)}.authority-proofbar{background:#fff;border-bottom:1px solid var(--line)}.authority-proofgrid{display:grid;grid-template-columns:repeat(4,1fr)}.authority-proofgrid div{padding:20px 18px;border-right:1px solid var(--line)}.authority-proofgrid div:last-child{border-right:0}.authority-proofgrid strong{display:block;font-family:'Fraunces',serif;font-size:1.15rem}.authority-proofgrid span{color:var(--muted);font-size:.88rem}.authority-section{padding:76px 0}.authority-section.tight{padding:54px 0}.authority-section.alt{background:#f3eeeb}.authority-section.dark{background:#282527;color:#fff}.authority-section h2{font-size:clamp(2rem,4vw,3.6rem);margin:0 0 18px;line-height:1.05}.authority-lead{font-size:1.08rem;line-height:1.75;color:var(--muted);max-width:760px}.authority-section.dark .authority-lead{color:#ddd4d8}.authority-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:34px}.authority-card{display:block;background:#fff;border:1px solid var(--line);padding:28px;border-radius:5px;box-shadow:0 10px 28px rgba(43,43,43,.035);color:var(--ink);transition:.2s ease}.authority-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cdbbca}.authority-card h3{font-size:1.45rem;margin:0 0 8px}.authority-card p{color:var(--muted);line-height:1.65;margin:0 0 14px}.authority-link{font-weight:700;color:var(--mauve-dark)}.authority-about{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}.authority-about img{width:100%;max-width:470px;border-radius:6px;box-shadow:var(--shadow)}.authority-checks{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:25px}.authority-check{padding:16px 18px;background:#fff;border:1px solid var(--line);font-size:.95rem}.authority-cases{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.authority-case{background:#fff;border-top:4px solid var(--mauve);padding:26px;box-shadow:0 10px 26px rgba(0,0,0,.05)}.authority-case strong{font-family:'Fraunces',serif;font-size:1.25rem;display:block;margin-bottom:8px}.authority-case p{color:var(--muted);line-height:1.62}.authority-process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:32px}.authority-step{border:1px solid #4f484d;padding:24px}.authority-step span{display:block;color:#d0a968;font-weight:800;margin-bottom:8px}.authority-step h3{color:#fff;font-size:1.2rem;margin-bottom:8px}.authority-step p{color:#d9d0d5;font-size:.92rem}.authority-cta{padding:58px 0;background:linear-gradient(120deg,var(--mauve-dark),#3b3139)}.authority-cta h2{color:#fff;margin-bottom:10px}.authority-cta p{color:#efe8ec;max-width:720px;font-size:1.08rem}.authority-pagehero{padding:62px 0;background:linear-gradient(135deg,#292628,#4a3a48)}.authority-pagehero h1{color:#fff;font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.02;max-width:920px;margin:12px 0 18px}.authority-pagehero p{color:#e8dfe5;font-size:1.1rem;max-width:760px;line-height:1.7}.authority-content{max-width:860px;margin:0 auto;padding:65px 24px}.authority-content h2{font-size:2rem;margin:48px 0 14px}.authority-content h3{font-size:1.35rem;margin:32px 0 10px}.authority-content p,.authority-content li{font-size:1rem;line-height:1.78;color:#4f4a48}.authority-content ul{padding-left:20px}.authority-callout{background:#f4e9f5;border-left:4px solid var(--mauve);padding:20px 22px;margin:28px 0}.authority-table{width:100%;border-collapse:collapse;margin:24px 0}.authority-table th,.authority-table td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.authority-table th{background:#f3eeeb}.authority-related{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:22px}.authority-related a{padding:14px 16px;border:1px solid var(--line);background:#fff;color:var(--mauve-dark);font-weight:700}.authority-faq details{border-bottom:1px solid var(--line);padding:15px 0}.authority-faq summary{font-weight:700;cursor:pointer;color:var(--ink)}.authority-disclaimer{font-size:.78rem!important;color:#7a7370!important;border-top:1px solid var(--line);padding-top:20px;margin-top:50px}@media(max-width:820px){.authority-proofgrid{grid-template-columns:1fr 1fr}.authority-grid,.authority-about,.authority-cases,.authority-process{grid-template-columns:1fr}.authority-checks{grid-template-columns:1fr}.authority-hero{padding-top:58px}.authority-nav .top-nav ul{max-height:70vh;overflow:auto}}